January 2016

Personal Finance, for all the subcategories and complexity, boils down to: “Increase your savings rate”. The standard advice is to save 10% of our income. Most Americans struggle to meet this recommendation. In today’s high consumerist world, I’m convinced everyone has the ability to not only maintain a minimum of 10%, but also increase the amount [...]

My journey in Personal Finance began the summer after my first Finance course as an undergrad. During that semester, I became fascinated by the material and wanted to learn more quickly. As the youngest of four siblings, I did what I often do in these types of situations; I leaned on my older brother for some [...]