It is open enrollment season (at least here in the US.) That means selecting health coverage for 2017 and deciding whether an Health Savings Account (HSA) is right for you. The early retirement community is obsessed with HSAs, and naturally so. Still, it’s not right for everyone and today’s post will address when an HSA [...]

As the year goes by, I can’t help but imagine the day our retirement accounts will be maxed out. Between my lovely girlfriend and myself, I expect we are still at least a year away from contributing the max to both our IRA’s and 401(k)’s. To the detriment of making this goal happen anytime soon, [...]